Michael A. Ducore

Michael A. Ducore

Advanced Estate Planning and Insurance Specialist

Phone: 732-326-5209
Fax: 732-326-5305
E-mail:


Michael A. Ducore, CLU, ChFC, MSFS, is our advanced finacial- and estate-planning, and life insurance specialist. 

He graduated from The College of Insurance with a degree in Actuarial Science.

He has more than 30 years of experience in financial services.  After joining AXA/Equitable in 1975 as a management trainee in agency operations, he later worked as a home office advanced underwriting consultant and then as an agency-advanced underwriter.

He formed KAP Planning in 1984, which grew into a successful estate planning company.  After leaving KAP Planning in 2000, Michael joined Blue Water Advisors.

Michael speaks at various industry seminars, including the National Law Foundation, the NYC Estate Planning Council, and NYU Law School.

He currently lives in Warren, NJ, with his wife and four daughters.